These Breeds Prove That Owning A Dog Can Be Both Rewarding And Expensive
Owning a dog comes with a lot of love, loyalty, and occasionally, steep medical bills. While some breeds are relatively low-maintenance, others are predisposed to health issues that can send vet bills soaring. If you’re considering a purebred dog, knowing the potential costs can prepare you for the long-term commitment.
Certain breeds face higher risks for genetic conditions, chronic diseases, or size-related health problems, which can all add up over time. Let’s explore the breeds that are beautiful, lovable, and undeniably expensive to care for.
1. Bernese Mountain Dogs Face A Range Of Health Issues
Bernese Mountain Dogs are gentle giants, but their health concerns can weigh heavily on your wallet. On average, their yearly insurance claims are around $1,361, making them one of the most costly breeds to insure.
According to I Heart Dogs, treatment for common conditions like cancer can cost up to $8,000, while hip dysplasia surgeries can range from $1,500 to $3,000. Their lovable demeanor often overshadows these challenges, but potential owners should be prepared for frequent vet visits and specialized care. This breed’s short lifespan adds another layer of complexity to owning one.
2. Greater Swiss Mountain Dogs Come With The Highest Insurance Claims
The Greater Swiss Mountain Dog is a strikingly beautiful breed with medical costs to match. With an average insurance claim of $425, their healthcare needs are among the most expensive in the canine world.
As stated by Brownsburg Animal Clinic, treatments for common joint issues can exceed $2,000, while managing digestive disorders may cost up to $1,200 annually. Despite their high costs, their affectionate nature and loyal companionship make them a cherished choice for those willing to invest in their care.
3. Rottweilers Lead With The Highest Insurance Premiums
Rottweilers are beloved for their protective instincts, but their health costs are a significant factor to consider. Their monthly insurance premiums average $124, amounting to $1,489 annually, reflecting their susceptibility to numerous diseases and cancers.
According to Prudent Pet, cancer treatments can range from $4,000 to $8,000, while orthopedic surgeries like cruciate ligament repairs often cost around $3,500. Their robust build often masks their vulnerability to chronic health conditions, making comprehensive coverage essential for owners.
4. English Bulldogs Struggle With Brachycephalic Health Challenges
English Bulldogs are undeniably adorable, but their flat faces come with a hefty price tag. Brachycephalic breeds like this one are prone to respiratory problems, hip dysplasia, skin allergies, and eye issues.
As noted by Bankrate, corrective surgeries for breathing issues can cost up to $5,000, while treatments for skin conditions may run $200 to $500 per visit. These lovable dogs have an average purchase price of $2,000 to $4,000, with ongoing healthcare expenses adding significantly to their lifetime costs. Owning an English Bulldog means being prepared for routine treatments to keep them comfortable and healthy.
5. French Bulldogs Have High Premiums And Similar Issues
French Bulldogs share many of the same health challenges as their English cousins. Their monthly insurance premium averages $111, equating to $1,328 annually, making them one of the most expensive breeds to insure.
Their brachycephalic nature predisposes them to breathing difficulties and other chronic conditions. According to Bankrate, surgeries for breathing issues can cost between $1,500 and $3,000, while allergy treatments may require $1,200 annually. Despite these challenges, their charm and affectionate personalities make them one of the most popular breeds worldwide.
6. Great Danes Face Size-Related Health Problems
Great Danes are gentle giants, but their massive size often translates to massive medical bills. Their average yearly insurance premium is approximately $343, reflecting the specialized care they frequently require.
Common health issues include hip dysplasia, arthritis, and gastric torsion (bloat). Treatments for bloat, a life-threatening condition, can cost $2,500 to $5,000, while arthritis medications may exceed $1,000 annually. As noted by Brownsburg Animal Clinic, their care demands are proportional to their size, so owners should be financially prepared to meet their unique needs.
7. German Shepherds Are Prone To Genetic Conditions
German Shepherds are renowned for their intelligence and versatility, but their healthcare needs can be costly. Their monthly insurance premiums average $80, amounting to $958 annually.
This breed is prone to hip and elbow dysplasia, with corrective surgeries costing around $3,500 per joint. According to I Heart Dogs, managing genetic conditions like exocrine pancreatic insufficiency (EPI) can cost $1,200 annually. These conditions often require ongoing treatments, making insurance a wise investment for owners.
8. Boxers Require Regular Medical Attention
Boxers are energetic and affectionate, but their high medical costs are something to consider. With monthly premiums averaging $103 and an annual total of $1,238, they also rank among the more expensive breeds to insure.
Boxers are prone to heart conditions like aortic stenosis, with treatments costing up to $3,000. Cancer, another common issue, can lead to veterinary bills exceeding $5,000 for diagnostics and treatments. Owners need to be proactive about their Boxer’s health to ensure a long and happy life.
9. Bullmastiffs Have A Risk For Joint And Heart Problems
Bullmastiffs are strong and imposing, yet their health concerns require careful attention. Their average annual insurance cost is $362, reflecting their susceptibility to joint issues and heart conditions.
Treatments for common joint issues like hip dysplasia often cost between $2,000 and $4,000. According to Brownsburg Animal Clinic, heart conditions like cardiomyopathy may require medications costing $1,500 annually. Despite these challenges, their loyalty and gentle temperament make them a rewarding breed for dedicated owners.
10. Doberman Pinschers Are Prone To Serious Heart Conditions
Doberman Pinschers are elegant and intelligent, but their health issues can be substantial. They are vulnerable to conditions like dilated cardiomyopathy and von Willebrand’s disease.
According to I Heart Dogs, managing heart conditions often costs between $1,000 and $2,500 annually, while treatments for bleeding disorders can run upwards of $2,000. These health problems require specialized care throughout their lives, making ownership a significant commitment.
11. Cavalier King Charles Spaniels Require Specialized Care
The Cavalier King Charles Spaniel is a small but high-maintenance breed, especially when it comes to health. Common issues include mitral valve disease, syringomyelia, and eye disorders, which often necessitate regular vet visits.
Treating mitral valve disease can cost $1,500 annually, while surgical intervention for syringomyelia may exceed $5,000. According to I Heart Dogs, their medical needs require specialized care that can add up over time. Their charming demeanor and affectionate nature make them worth the effort for many owners.
12. Newfoundlands Need Extra Care Due To Their Size
Newfoundlands are known for their sweet disposition, but their large size often leads to health complications. They are prone to hip dysplasia, heart diseases like subaortic stenosis, and bloat, all of which contribute to higher medical costs.
Treatments for subaortic stenosis may cost up to $6,000, while managing bloat can require $2,500 to $5,000 per incident. As stated by I Heart Dogs, their healthcare needs can be demanding, with medication doses often being higher due to their size. Owning a Newfoundland means being prepared for both the financial and emotional investment required to keep them healthy.
From towering Great Danes to charming Cavalier King Charles Spaniels, these breeds showcase the beauty and challenges of purebred ownership. Their medical costs are a reminder of the importance of research, preparation, and commitment when bringing a dog into your life. While the expenses can be significant, the love and loyalty they provide often outweigh the financial considerations for dedicated owners.