Rising veterinary costs driving unexpected coverage gaps.

Pet parents across the country are discovering that insuring a cat in 2025 costs far more than they expected. Monthly premiums that once felt manageable now rival small utility bills, and common treatments suddenly fall into gray zones of limited coverage. In cities like Portland, Denver and Miami, owners share the same startled reaction when they realize how many everyday conditions appear on the exclusion lists shaping today’s feline insurance landscape.



